# House Hacking in Concord (94519): The CNWS gateway plus downtown Concord infill · The Rent Hacker > Concord 94519 for house hackers: CNWS Phase 1 TOD anchors at North Concord BART on the ZIP's Sun Terrace edge, with downtown Concord's high-density pipeline u Canonical: https://therenthacker.com/house-hacking/concord-east-94519/ Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml --- [East Bay guide](/house-hacking/east-bay/) · Tier A · Rank #21 of 87 # House hacking in Concord (East / Holbrook). CNWS Phase 1 TOD anchors at North Concord BART on the ZIP's Sun Terrace edge, with downtown Concord's high-density pipeline under construction and two Yellow-line stations at the ZIP edges. ## What's actually happening in 94519 - Pre-entitlement; term sheet approved May 2026 CNWS Phase 1 TOD anchored at North Concord BART, on the Sun Terrace edge of the ZIP. [Concord Reuse Project](https://www.concordreuseproject.org/) - Under construction Downtown Concord high-density pipeline under construction: Blue Oak Square, Concord Village, The Grant. [Pioneer Publishers](https://pioneerpublishers.com/high-density-projects-bring-needed-housing-to-downtown-concord/) - Operational / existing anchor Two Yellow-line BART stations at the ZIP edges; John Muir Concord about a mile out. [BART FY25 Capital Investment Plan](https://www.bart.gov/sites/default/files/2024-10/Final%20FY25%20Capital%20Investment%20Plan%20-%20October%202024.pdf) ## The numbers Median price ~$737K (Concord; Movoto/HomeLight, May 2026) Market rent Concord $2,295/mo (flat YoY, Zumper, Jun 2026) Property tax (Contra Costa County) ~1.29% effective (Concord; JVM new-purchase 1.15–1.30%) Per-bed rent band $850–1,150/mo per bed ADU rent band $1,900–2,400/mo Whole-home rent band 2bd $2,295 / 3bd $2,800 whole-home Underwriting vacancy 5% underwriting vacancy Appreciation scenarios 1.5 / 3.0 / 4.5 %/yr (conservative / base / upside) Same Concord city market as 94520. Appreciation basis: CNWS long-run tailwind plus the ADU rebate; mid capex. Rent bands are city-level medians; confirm the specific parcel before trusting any of them. [Run your own scenario in the calculator](/calculator/). ## Buildings we underwrote in 94519 3 buildings in 94519 carry a record. 0 beat renting and index funds; the rest did not. Every row links to its own page, with the numbers it was scored on. Property At our defaults Status [2947 Clayton Rd](/property/rh-aoqwzz/2947-clayton-rd/) 2 units · $678,000 −$313,556 S&P 500 Underwritten — the index wins at our defaults [1758 Landana Dr](/property/rh-76ao2j/1758-landana-dr/) 2 units · $850,000 −$365,017 S&P 500 Underwritten — the index wins at our defaults [2932 Clayton Rd](/property/rh-6ugxg9/2932-clayton-rd/) 2 units · $955,000 −$661,908 S&P 500 Underwritten — the index wins at our defaults The full [board](/board/) shows every region's current week; this table is every record we hold for 94519, newest basis first. ## The house-hack angle SFH-with-ADU (Concord's ADU rebate runs up to $15,000) and room rentals to BART commuters, working the Sun Terrace edge nearest the CNWS Phase 1 anchor. ## What breaks it - CNWS delivers over decades: the near-term thesis is BART plus downtown infill - Between-stations geography: both stations sit at the ZIP edges - Verify lease-up on the downtown projects before crediting the pipeline This page is the standing analysis. The weekly part, actual Concord-area listings that pass the math, lands on the East Bay board every Wednesday. [This week's East Bay board](/board/sf-east-bay/) [This week's East Bay board](/board/sf-east-bay/) · [Read past East Bay issues](/issues/sf-east-bay/) · [Every pick, on the record](/track-record/) · [How a deal becomes a pick](/methodology/) Data synthesized 2026-07-04, catalysts re-verified 2026-07-15. Mortgage-rate basis: 6.43% (Freddie Mac PMMS, week of 2026-07-02). Sources are the public planning documents and market listings named above, fetched on the synthesis date. Nothing here is investment advice; every deal needs a bindable insurance quote and parcel-level verification.