# House Hacking in Fairfield (94533): Downtown upzone, Amtrak, and a 13,000-job base · The Rent Hacker

> Fairfield 94533 for house hackers: Fairfield's transit-and-jobs core: a deliberate downtown upzone next to Amtrak rail and a 13,000-person federal base, at th

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[North Bay guide](/house-hacking/north-bay/) · Tier A · Rank #8 of 30

# House hacking in Fairfield (Downtown / West Texas).

Fairfield's transit-and-jobs core: a deliberate downtown upzone next to Amtrak rail and a 13,000-person federal base, at the metro's most affordable price band.

## What's actually happening in 94533

-   Adopted
    
    Heart of Fairfield Specific Plan (adopted 2017): 513 acres enabling 1,600 units plus 140,000 sf commercial. City of Fairfield / CEQAnet 2015122005
    
-   Under construction
    
    West Texas Complete Streets: $10.08M, under construction since Apr 2025. City of Fairfield
    
-   Operational
    
    Fairfield Transportation Center in-ZIP plus the Suisun-Fairfield Amtrak stop 0.8 miles out. [Capitol Corridor](https://www.capitolcorridor.org/)
    
-   Existing anchor
    
    Travis AFB: 13,414 personnel and a $1.6–3.7B regional impact, about 3 miles away. [Solano EDC](https://solanoedc.org/defense-related)
    

## The numbers

Median price

~$609K (Zillow ZHVI/Redfin, 2026)

Market rent

all-bed ~$2,391/mo (Zumper, May 2026)

Property tax (Solano County)

1.21% median effective (new-buyer ~1.15–1.30%; Mello-Roos possible in new tracts)

Per-bed rent band

$950–1,200/mo per bed

ADU rent band

$1,800–2,200/mo

Whole-home rent band

$2,800–3,400/mo whole-home

Underwriting vacancy

5% underwriting vacancy

Appreciation scenarios

1.5 / 2.5 / 4.0 %/yr (conservative / base / upside)

Valley floor. Appreciation basis: Adopted downtown upzone, Amtrak at 0.8 mi, and the Travis AFB demand floor. Rent bands are city-level medians; confirm the specific parcel before trusting any of them. [Run your own scenario in the calculator](/calculator/).

## Buildings we underwrote in 94533

4 buildings in 94533 carry a record. 2 beat renting and index funds; the rest did not. Every row links to its own page, with the numbers it was scored on.

Property

At our defaults

Status

[1713 Fillmore St](/property/rh-3auu1k/1713-fillmore-st/) 4 units · $925,000

+$5,758 House-Hack

Underwritten — beats renting and index funds, below the publish cut

[1718 Fillmore St](/property/rh-8afkst/1718-fillmore-st/) 4 units · $951,150

+$3,674 House-Hack

Underwritten — beats renting and index funds, below the publish cut

[424 San Marco St](/property/rh-phgs61/424-san-marco-st/) 5 units · $915,000

−$45,555 S&P 500

Underwritten — the index wins at our defaults

[1722 Indiana St](/property/rh-5wzf7k/1722-indiana-st/) 2 units · $599,000

−$202,250 S&P 500

Underwritten — the index wins at our defaults

The full [board](/board/) shows every region's current week; this table is every record we hold for 94533, newest basis first.

## The house-hack angle

The state ADU parking exemption within a half-mile of the Transportation Center covers the downtown core; room-by-room to a military and civil-service renter pool; small multifamily in the upzone's high-density districts.

## What breaks it

-   No Sunday bus service, so tenants realistically own cars
-   Heart of Fairfield build-out pace against its 1,600-unit ceiling is unverified
-   City ADU ordinance may need a state-compliance update

This page is the standing analysis. The weekly part, actual Fairfield-area listings that pass the math, lands on the North Bay board every Monday.

[This week's North Bay board](/board/sf-north-bay/)

[This week's North Bay board](/board/sf-north-bay/) · [Read past North Bay issues](/issues/sf-north-bay/) · [Every pick, on the record](/track-record/) · [How a deal becomes a pick](/methodology/)

Data synthesized 2026-07-06, catalysts re-verified 2026-07-13. Mortgage-rate basis: 6.43% (Freddie Mac PMMS, week of 2026-07-02). Sources are the public planning documents and market listings named above, fetched on the synthesis date. Nothing here is investment advice; every deal needs a bindable insurance quote and parcel-level verification.
