# House Hacking in Pittsburg (94565): The metro's cheapest two-station ZIP · The Rent Hacker > Pittsburg 94565 for house hackers: Two in-ZIP stations (the Pittsburg/Bay Point Yellow-line terminus plus Pittsburg Center eBART) over a $619,500 median: East Canonical: https://therenthacker.com/house-hacking/pittsburg-94565/ Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml --- [East Bay guide](/house-hacking/east-bay/) · Tier A · Rank #28 of 87 # House hacking in Pittsburg (Pittsburg / Bay Point). Two in-ZIP stations (the Pittsburg/Bay Point Yellow-line terminus plus Pittsburg Center eBART) over a $619,500 median: East County's cheapest two-station option. ## What's actually happening in 94565 - Operational Pittsburg/Bay Point BART (Yellow-line terminus) plus Pittsburg Center eBART, both in-ZIP. BART - Board-approved Orbisonia Heights / Bay Point TOD: 384 affordable units plus a library, Board-approved 2022. [Contra Costa County](https://www.contracosta.ca.gov/DocumentCenter/View/39489/b-INTRODUCTION) - Under construction Tuscany Meadows: up to 917 single-family homes plus 365 multifamily, first phase Spring 2026. [City of Pittsburg](https://www.pittsburgca.gov/services/community-development/planning/environmental-review/tuscany-meadows) - Adopted County 2045 General Plan puts Bay Point MUC at 22–40 du/ac. Contra Costa County ## The numbers Median price $619,500 (cheapest two-station option in the metro) Market rent 2bd $2,000 / 3bd $2,400 whole-home (underwriting band) Property tax (Contra Costa County) ~1.32% effective (Pittsburg) Per-bed rent band $800–1,050/mo per bed ADU rent band $1,700–2,200/mo Whole-home rent band 2bd $2,000 / 3bd $2,400 whole-home Underwriting vacancy 6% underwriting vacancy Appreciation scenarios 1.5 / 3.0 / 4.0 %/yr (conservative / base / upside) Local industry contracting (USS-POSCO closed 2023): most earners ride BART west. Appreciation basis: Two stations at the lowest basis; thin rent floor, 6% vacancy band. Rent bands are city-level medians; confirm the specific parcel before trusting any of them. [Run your own scenario in the calculator](/calculator/). ## Buildings we underwrote in 94565 3 buildings in 94565 carry a record. 0 beat renting and index funds; the rest did not. Every row links to its own page, with the numbers it was scored on. Property At our defaults Status [478 W 11th St](/property/rh-o51ghh/478-w-11th-st/) 2 units · $450,000 −$675 S&P 500 Underwritten — the index wins at our defaults [1160 West St](/property/rh-e3z1az/1160-west-st/) 2 units · $549,999 −$77,961 S&P 500 Underwritten — the index wins at our defaults [231 W 9th St](/property/rh-dadndc/231-w-9th-st/) 2 units · $670,000 −$190,156 S&P 500 Underwritten — the index wins at our defaults The full [board](/board/) shows every region's current week; this table is every record we hold for 94565, newest basis first. ## The house-hack angle Transit arbitrage at the metro's lowest two-station basis: room rentals and SFH-with-ADU tenanted by BART-west commuters. ## What breaks it - East County has the thinnest rent floor in the metro: stress the conservative band - Local industrial contraction (USS-POSCO closed 2023) - A 6% underwriting vacancy band: the demand floor is thinner out here This page is the standing analysis. The weekly part, actual Pittsburg-area listings that pass the math, lands on the East Bay board every Wednesday. [This week's East Bay board](/board/sf-east-bay/) [This week's East Bay board](/board/sf-east-bay/) · [Read past East Bay issues](/issues/sf-east-bay/) · [Every pick, on the record](/track-record/) · [How a deal becomes a pick](/methodology/) Data synthesized 2026-07-04, catalysts re-verified 2026-07-15. Mortgage-rate basis: 6.43% (Freddie Mac PMMS, week of 2026-07-02). Sources are the public planning documents and market listings named above, fetched on the synthesis date. Nothing here is investment advice; every deal needs a bindable insurance quote and parcel-level verification.