# House Hacking in San Francisco (94116): Delivered Taraval rail plus a confirmed 85 ft corridor upzone · The Rent Hacker

> San Francisco 94116 for house hackers: One delivered catalyst plus one newly confirmed: the completed $90M L-Taraval rehab, and the enacted Family Zoning Plan

Canonical: https://therenthacker.com/house-hacking/sf-parkside-94116/
Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml

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[San Francisco guide](/house-hacking/san-francisco/) · Tier A · Rank #17 of 27

# House hacking in San Francisco (Parkside / West Portal fringe).

One delivered catalyst plus one newly confirmed: the completed $90M L-Taraval rehab, and the enacted Family Zoning Plan naming the Taraval corridor for 85 ft heights, with Stonestown demand next door.

**Status check:** Verified 2026-07-14: the enacted FZP names the Taraval Street corridor for height increases to 85 ft, enabling 6–8 story multifamily; the corridor WARN is resolved. Tier moved B→A on that basis.

## What's actually happening in 94116

-   Adopted; confirmed 2026-07-14
    
    The enacted Family Zoning Plan explicitly names Taraval Street for height increases to 85 ft, enabling 6–8 story multifamily along the corridor. [SF Planning Family Zoning Plan](https://sfplanning.org/sf-family-zoning-plan)
    
-   Delivered; priced in
    
    L-Taraval Improvement rehab: $90M, completed 2024; delivered and already priced in. SFMTA
    
-   Approved; adjacent
    
    Stonestown redevelopment next door: up to 3,500 units on 27 acres of Galleria parking, final approval operative Sept 1, 2024; the demand benefit is adjacency (the project sits outside the ZIP). [SF Planning Stonestown](https://sfplanning.org/project/stonestown)
    

## The numbers

Median price

$1,610,500

Market rent

No published rent anchor (B-tier at the 2026-07-06 synthesis)

Property tax (San Francisco County)

1.183% combined effective (SF Treasurer FY2025-26, consolidated city and county); new buyers pay about 1.183% of purchase price in year one, then assessed value rises at the 2%/yr Prop 13 cap until resale

Per-bed rent band

No published band (B-tier at the 2026-07-06 synthesis)

ADU rent band

No published band

Whole-home rent band

No published band

Underwriting vacancy

No published band

Appreciation scenarios

No published band

The bulk of the stock is RH-1/RH-2. Appreciation basis: Promoted B→A at the 2026-07-14 re-verification, after Section 8 froze; underwriting bands publish at the next full synthesis. Rent bands are city-level medians; confirm the specific parcel before trusting any of them. [Run your own scenario in the calculator](/calculator/).

## Buildings we underwrote in 94116

23 buildings in 94116 carry a record. 0 beat renting and index funds, 1 rejected; the rest did not. Every row links to its own page, with the numbers it was scored on.

Property

At our defaults

Status

[2726 40th Ave](/property/rh-f2m431/2726-40th-ave/) 2 units · $998,888

−$353,020 S&P 500

Underwritten — the index wins at our defaults

[3535 Wawona St, Unit 311](/property/rh-4ityv0/3535-wawona-st-unit-311/) 1 unit · $999,000

−$777,738 S&P 500

Underwritten — the index wins at our defaults

[2286 25th Ave](/property/rh-mg78t6/2286-25th-ave/) 1 unit · $1,599,000

−$1,298,530 S&P 500

Underwritten — the index wins at our defaults

[1620 Pacheco St](/property/rh-2xcilx/1620-pacheco-st/) 2 units · $2,495,000

−$1,633,254 S&P 500

Underwritten — the index wins at our defaults

[2647 20th Ave](/property/rh-fgbain/2647-20th-ave/) 2 units · $2,190,000

−$1,829,488 S&P 500

Underwritten — the index wins at our defaults

[2410 45th Ave](/property/rh-6v0nfq/2410-45th-ave/) 1 unit · $995,000

−$466,542 S&P 500

Underwritten — the index wins at our defaults

[2740 38th Ave](/property/rh-a1h2o9/2740-38th-ave/) 2 units · $1,298,000

−$540,169 S&P 500

Underwritten — the index wins at our defaults

[3535 Wawona St, Unit 315](/property/rh-c3leys/3535-wawona-st-unit-315/) 1 unit · $945,000

−$659,807 S&P 500

Underwritten — the index wins at our defaults

[2439 41st Ave](/property/rh-luir4n/2439-41st-ave/) 1 unit · $1,195,000

−$728,791 S&P 500

Underwritten — the index wins at our defaults

[1943 35th Ave](/property/rh-q9i3s4/1943-35th-ave/) 1 unit · $1,195,000

−$728,791 S&P 500

Underwritten — the index wins at our defaults

[2082 46th Ave](/property/rh-7xy5ea/2082-46th-ave/) 1 unit · $1,098,000

−$734,839 S&P 500

Underwritten — the index wins at our defaults

[2155 32nd Ave](/property/rh-wdees7/2155-32nd-ave/) 1 unit · $1,399,000

−$952,997 S&P 500

Underwritten — the index wins at our defaults

[2318-2320 21st Ave](/property/rh-a4lfzz/2318-2320-21st-ave/) 2 units · $1,999,999

−$1,029,447 S&P 500

Underwritten — the index wins at our defaults

[2427 43rd Ave](/property/rh-w897qe/2427-43rd-ave/) 1 unit · $1,388,000

−$1,040,602 S&P 500

Underwritten — the index wins at our defaults

[634-636 Taraval St](/property/rh-owxokg/634-636-taraval-st/) 2 units · $1,450,000

−$1,068,045 S&P 500

Underwritten — the index wins at our defaults

[2631 17th Ave](/property/rh-1btmxz/2631-17th-ave/) 1 unit · $1,495,000

−$1,071,996 S&P 500

Underwritten — the index wins at our defaults

[2554 17th Ave](/property/rh-wdtcoz/2554-17th-ave/) 1 unit · $1,575,000

−$1,171,161 S&P 500

Underwritten — the index wins at our defaults

[2675 45th Ave](/property/rh-6mk9uv/2675-45th-ave/) 1 unit · $1,850,000

−$1,368,707 S&P 500

Underwritten — the index wins at our defaults

[2555 20th Ave](/property/rh-mesxyl/2555-20th-ave/) 1 unit · $1,895,000

−$1,567,824 S&P 500

Underwritten — the index wins at our defaults

[2398 30th Ave](/property/rh-6vgaxp/2398-30th-ave/) 2 units · $2,200,000

−$1,660,294 S&P 500

Rejected — mixed-use (commercial financing)

[2366 20th Ave](/property/rh-krr3yd/2366-20th-ave/) 1 unit · $2,295,000

−$1,920,316 S&P 500

Underwritten — the index wins at our defaults

[353 Rivera St](/property/rh-1l9io0/353-rivera-st/) 3 units · $2,500,000

−$2,046,315 S&P 500

Underwritten — the index wins at our defaults

[494-496 Pacheco St](/property/rh-pezloq/494-496-pacheco-st/) 2 units · $4,498,000

−$4,685,595 S&P 500

Underwritten — the index wins at our defaults

The full [board](/board/) shows every region's current week; this table is every record we hold for 94116, newest basis first.

## The house-hack angle

RH-1/RH-2 Parkside stock with the newly confirmed 85 ft Taraval corridor as the upside lever; the Stonestown build-out next door thickens demand.

## What breaks it

-   Transit is delivered and priced in: the L-Taraval rehab no longer drives forward appreciation
-   The bulk of the stock is RH-1/RH-2, and the confirmed upzone is corridor-specific (Taraval)
-   No published Section 8 underwriting bands yet (promoted after the synthesis froze): underwrite from parcel-level comps

This page is the standing analysis. The weekly part, actual San Francisco-area listings that pass the math, lands on the San Francisco board every Tuesday.

[This week's San Francisco board](/board/sf-proper/)

Have a specific address? [Look up any San Francisco building](/lookup/) — free parcel facts, and Underwrite an address — $79 for the full one.

Want this analysis for a specific building? Any San Francisco address, underwritten the same way: cautious rents, the registry, the S&P line.

[Look up any San Francisco address →](/lookup/)

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[This week's San Francisco board](/board/sf-proper/) · [Read past San Francisco issues](/issues/sf-proper/) · [Every pick, on the record](/track-record/) · [How a deal becomes a pick](/methodology/)

Data synthesized 2026-07-06, catalysts re-verified 2026-07-14. Mortgage-rate basis: 6.43% (Freddie Mac PMMS, a seven-week low; 6.67% a year ago). Sources are the public planning documents and market listings named above, fetched on the synthesis date. Nothing here is investment advice; every deal needs a bindable insurance quote and parcel-level verification.
