# House Hacking in San Francisco (94134): Lowest basis citywide with a delivering catalyst · The Rent Hacker > San Francisco 94134 for house hackers: The lowest price band citywide with one HOPE SF project delivering now and a second large master plan entitled: a value Canonical: https://therenthacker.com/house-hacking/sf-visitacion-valley-94134/ Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml --- [San Francisco guide](/house-hacking/san-francisco/) · Tier A · Rank #5 of 27 # House hacking in San Francisco (Visitacion Valley / Portola / Sunnydale). The lowest price band citywide with one HOPE SF project delivering now and a second large master plan entitled: a value-plus-delivering-catalyst combination, tempered by one long-stalled site. **Status check:** Verified 2026-07-14: Sunnydale construction is continuing (Amani completed 2025; Cielo and Luca underway, completion 2027). ## What's actually happening in 94134 - Delivering Sunnydale HOPE SF: ~1,770 units (775 replacement affordable, ~200 additional affordable, ~694 market); approved Jan 2017, phased, and delivering now (~392 complete plus ~170 under construction; counts WARN); T-Third adjacent. [SF Planning Sunnydale HOPE SF](https://sfplanning.org/sunnydale-hope-sf) - Entitled; stalled Schlage Lock / Baylands North: ~1,674–1,679 units entitled July 2014 on a 15-year horizon, with zero vertical construction as of Oct 2025 (~$11M spent on the Schlage HQ reno, $35M on site cleanup). Model it as a 2029+ bet with real delay risk. [SF Planning Visitacion Valley / Schlage Lock Plan](https://sfplanning.org/visitacion-valleyschlage-lock-plan) - Operational; upgrades in 2026 T-Third Sunnydale terminus: direct (if long) single-line rail to Downtown and Chinatown, with 2026 signal-priority improvements. [SFMTA T-Third Improvements](https://www.sfmta.com/projects/t-third-improvements) ## The numbers Median price ~$898K April-2026 list median (Redfin/Movoto) Market rent ~$2,900/mo affordable tier Property tax (San Francisco County) 1.183% combined effective (SF Treasurer FY2025-26, consolidated city and county); new buyers pay about 1.183% of purchase price in year one, then assessed value rises at the 2%/yr Prop 13 cap until resale Per-bed rent band $1,050–1,550/mo per room ADU rent band $2,200–2,800/mo (ADU or in-law) Whole-home rent band $4,000–5,200/mo whole-home Underwriting vacancy 4.0–4.5% underwriting vacancy Appreciation scenarios 2 / 4 / 6 %/yr (conservative / base / upside) Lowest list median in the city; the delivering Sunnydale build thickens local demand. Appreciation basis: Conservative if Schlage stays stalled; base if Sunnydale keeps delivering; upside if Baylands breaks ground after 2029. Rent bands are city-level medians; confirm the specific parcel before trusting any of them. [Run your own scenario in the calculator](/calculator/). ## Buildings we underwrote in 94134 20 buildings in 94134 carry a record. 0 beat renting and index funds; the rest did not. Every row links to its own page, with the numbers it was scored on. Property At our defaults Status [750 Sweeny St](/property/rh-q7mzuf/750-sweeny-st/) 2 units · $849,000 −$116,859 S&P 500 Underwritten — the index wins at our defaults [58 Karen Ct](/property/rh-s09jj3/58-karen-ct/) 2 units · $925,000 −$215,709 S&P 500 Underwritten — the index wins at our defaults [1243 Sunnydale Ave](/property/rh-d6vaqw/1243-sunnydale-ave/) 1 unit · $765,000 −$259,297 S&P 500 Underwritten — the index wins at our defaults [301 Crescent Ct, Apt 3214](/property/rh-bvmhdr/301-crescent-ct-apt-3214/) 1 unit · $549,999 −$262,803 S&P 500 Underwritten — the index wins at our defaults [1 Mccarthy Ave](/property/rh-n5bonm/1-mccarthy-ave/) 1 unit · $850,000 −$330,659 S&P 500 Underwritten — the index wins at our defaults [1 Crescent Way, Apt 1311](/property/rh-82jsqi/1-crescent-way-apt-1311/) 1 unit · $710,000 −$436,805 S&P 500 Underwritten — the index wins at our defaults [810 Red Leaf Ct](/property/rh-170cgz/810-red-leaf-ct/) 1 unit · $779,000 −$452,391 S&P 500 Underwritten — the index wins at our defaults [177 Tucker Ave](/property/rh-s3obba/177-tucker-ave/) 2 units · $1,100,000 −$463,615 S&P 500 Underwritten — the index wins at our defaults [420 Harkness Ave](/property/rh-g5kmuq/420-harkness-ave/) 2 units · $908,900 −$411,017 S&P 500 Underwritten — the index wins at our defaults [28 Megan Dr, Unit 1](/property/rh-cuzkzl/28-megan-dr-unit-1/) 1 unit · $849,000 −$487,634 S&P 500 Underwritten — the index wins at our defaults [703 Dartmouth St](/property/rh-olsfcb/703-dartmouth-st/) 1 unit · $998,000 −$521,799 S&P 500 Underwritten — the index wins at our defaults [753 Burrows St, Unit 14](/property/rh-7oqmpj/753-burrows-st-unit-14/) 1 unit · $798,000 −$531,009 S&P 500 Underwritten — the index wins at our defaults [1179 Burrows St](/property/rh-zyl3sn/1179-burrows-st/) 2 units · $1,249,000 −$628,600 S&P 500 Underwritten — the index wins at our defaults [416 Peninsula Ave](/property/rh-ldopuk/416-peninsula-ave/) 1 unit · $998,000 −$665,135 S&P 500 Underwritten — the index wins at our defaults [263 Hale St](/property/rh-yxnwd6/263-hale-st/) 1 unit · $1,198,000 −$781,930 S&P 500 Underwritten — the index wins at our defaults [224-224A Dwight St](/property/rh-5y01cg/224-224a-dwight-st/) 2 units · $1,400,000 −$824,971 S&P 500 Underwritten — the index wins at our defaults [150 Cambridge St](/property/rh-msdfsh/150-cambridge-st/) 1 unit · $1,165,000 −$831,726 S&P 500 Underwritten — the index wins at our defaults [58 Bishop St](/property/rh-cgrsrh/58-bishop-st/) 1 unit · $1,250,000 −$884,947 S&P 500 Underwritten — the index wins at our defaults [1328 Visitacion Ave](/property/rh-j62ivo/1328-visitacion-ave/) 1 unit · $1,200,000 −$934,584 S&P 500 Underwritten — the index wins at our defaults [228 Hester Ave](/property/rh-0x38wb/228-hester-ave/) 1 unit · $1,325,000 −$947,116 S&P 500 Underwritten — the index wins at our defaults The full [board](/board/) shows every region's current week; this table is every record we hold for 94134, newest basis first. ## The house-hack angle Portola and Visitacion Valley single-family homes and small-multi at the metro's lowest basis, renting to a whole-home service and trades workforce tenant pool. FZP reach into Leland Ave and Bayshore Blvd is unconfirmed (WARN). ## What breaks it - Schlage Lock has sat entitled with no vertical work for over a decade: real patience and delay risk - Single-line rail with a long headway to downtown - Near-term appreciation leans on Sunnydale delivery while Baylands stays stalled, and the delivery counts are WebSearch-sourced (WARN) This page is the standing analysis. The weekly part, actual San Francisco-area listings that pass the math, lands on the San Francisco board every Tuesday. [This week's San Francisco board](/board/sf-proper/) Have a specific address? [Look up any San Francisco building](/lookup/) — free parcel facts, and Underwrite an address — $79 for the full one. Want this analysis for a specific building? Any San Francisco address, underwritten the same way: cautious rents, the registry, the S&P line. [Look up any San Francisco address →](/lookup/) A full report for an address you pick: Underwrite an address — $79, delivered within one business day. [This week's San Francisco board](/board/sf-proper/) · [Read past San Francisco issues](/issues/sf-proper/) · [Every pick, on the record](/track-record/) · [How a deal becomes a pick](/methodology/) Data synthesized 2026-07-06, catalysts re-verified 2026-07-14. Mortgage-rate basis: 6.43% (Freddie Mac PMMS, a seven-week low; 6.67% a year ago). Sources are the public planning documents and market listings named above, fetched on the synthesis date. Nothing here is investment advice; every deal needs a bindable insurance quote and parcel-level verification.