# House Hacking in Union City (94587): The metro's only funded new BART/ACE interchange · The Rent Hacker > Union City 94587 for house hackers: Station District TOD with about $82M public and roughly $0.5B private capital placed (1,700 units plus 1.2M sqft office), Canonical: https://therenthacker.com/house-hacking/union-city-94587/ Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml --- [East Bay guide](/house-hacking/east-bay/) · Tier A · Rank #19 of 87 # House hacking in Union City (Station District). Station District TOD with about $82M public and roughly $0.5B private capital placed (1,700 units plus 1.2M sqft office), a BART east entrance under construction for ~early 2027, and funded ACE Phase 3 bringing trains into the BART station ~2030: the metro's only funded new BART/ACE interchange. ## What's actually happening in 94587 - Capital placed Station District TOD: about $82M public and roughly $0.5B private capital placed; 1,700 units plus 1.2M sqft office. [City of Union City](https://www.unioncityca.gov/280/Station-District) - Under construction BART east entrance under construction, opening ~early 2027. [City of Union City](https://www.unioncityca.gov/1037/At-Grade-Pedestrian-Crossing-at-BART) - Funded Funded ACE Phase 3 brings trains into the BART station ~2030. City of Union City - Operational Dumbarton Express to the Peninsula today. City of Union City ## The numbers Median price ~Alameda median (county $1.2M proxy) Market rent 2bd $2,600 / 3bd $3,100 whole-home (underwriting band) Property tax (Alameda County) ~1.53% effective (Union City) Per-bed rent band $950–1,300/mo per bed ADU rent band $2,000–2,600/mo Whole-home rent band 2bd $2,600 / 3bd $3,100 whole-home Underwriting vacancy 5% underwriting vacancy Appreciation scenarios 1.5 / 3.0 / 4.0 %/yr (conservative / base / upside) Some catalyst detail is cache-sourced; the Station District and at-grade crossing items carry primary URLs. Appreciation basis: Funded ACE interchange plus placed TOD capital; the 1.53% tax drags slightly. Rent bands are city-level medians; confirm the specific parcel before trusting any of them. [Run your own scenario in the calculator](/calculator/). ## Buildings we underwrote in 94587 2 buildings in 94587 carry a record. 0 beat renting and index funds; the rest did not. Every row links to its own page, with the numbers it was scored on. Property At our defaults Status [33419 5th St](/property/rh-7ew7ap/33419-5th-st/) 2 units · $970,000 −$440,168 S&P 500 Underwritten — the index wins at our defaults [33454 7th St](/property/rh-hnc2ig/33454-7th-st/) 2 units · $1,248,888 −$800,706 S&P 500 Underwritten — the index wins at our defaults The full [board](/board/) shows every region's current week; this table is every record we hold for 94587, newest basis first. ## The house-hack angle Small multifamily and ADU near the Station District ahead of the 2027 east entrance and the ~2030 ACE interchange; Dumbarton Express serves Peninsula commuters today. ## What breaks it - ACE Phase 3 is a ~2030 timeline: funded, but a multi-year wait - Union City's 1.53% tax runs above its Hayward and San Leandro neighbors - Some catalyst detail is cache-sourced: verify before leaning on it This page is the standing analysis. The weekly part, actual Union City-area listings that pass the math, lands on the East Bay board every Wednesday. [This week's East Bay board](/board/sf-east-bay/) [This week's East Bay board](/board/sf-east-bay/) · [Read past East Bay issues](/issues/sf-east-bay/) · [Every pick, on the record](/track-record/) · [How a deal becomes a pick](/methodology/) Data synthesized 2026-07-04, catalysts re-verified 2026-07-15. Mortgage-rate basis: 6.43% (Freddie Mac PMMS, week of 2026-07-02). Sources are the public planning documents and market listings named above, fetched on the synthesis date. Nothing here is investment advice; every deal needs a bindable insurance quote and parcel-level verification.