# 445 Lawton St, San Francisco, CA 94122 · The Rent Hacker

> 445 Lawton St, San Francisco, CA 94122: the facts we verified and their sources, the assessor's roll and the tax bill a buyer would owe at this ask, all public. The paid underwrite adds the answer at cautious, expected and best-case rents and what would change it.

Canonical: https://therenthacker.com/property/rh-bedx8e/445-lawton-st/
Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml

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Property overview

# 445 Lawton St, San Francisco, CA 94122

Beats renting and index funds on our cautious numbers, but by too little to survive an ordinary rent shortfall. It passed the math, not our bar.

Inner Sunset · N-Judah Muni Metro corridor 0.41 mi

Analysis of 2026-08-25 · page updated 2026-10-09

Ask **$1,190,000** Beds / baths **4 / 4** Listed sqft **3,240** Legal units (roll) **4** Days on market **74** as of 2026-10-09 HOA **$0** APN **1933045**

The underwrite

## What the $79 underwrite contains

## Your underwrite contains the full underwriting

The facts below are public, and so is every source behind them. What a buyer pays for is the answer and the working behind it.

Everything below is public. Your underwrite holds the answer and the working behind it: open it above.

-   Our answer at cautious, expected and best-case rents, side by side.
-   Every rent we used, and the registry cells it came from.
-   Tax reset arithmetic at this ask, with each parcel charge named.
-   How far rents can fall before the answer turns over.
-   What would change the answer.
-   What to demand in writing before you sign.

[Underwrite this building — $79](/lookup/?address=445%20Lawton%20St#underwrite) [Take the pass — $49/mo](/checkout/?tier=pass&r=sf)

Delivered within one business day. Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.

Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.

## Members: open the full underwrite

This building stood on a board, so the pass opens its underwrite. Sign in and this page hands you the whole thing.

Verification

## What we verified

Fact

Status

Source

4 legal units

corroborated

DataSF secured roll (APN 1933045, 2025 roll year), the listing's Quadruplex subtype and unit chip, the listing prose describing four units, and all three building permits on the parcel, each filed with four existing units in apartment use

3,240 sqft, 4 beds, 4 baths

corroborated

the 2026-08-25 feed row and the live listing as we verified it on 2026-08-18 agree on all three; four one-bedroom, one-bath units is also what the listing describes

Built 1914

corroborated

feed, listing, and the city's historic-status record for the parcel all say 1914

Ask $1,190,000

verified

2026-08-25 feed; the 2026-08-18 listing view carries the same listed price, and the price history holds one event, the 2026-07-27 listing, with no cuts and no relistings

Stated gross rent $9,856/mo

stated

the gross rent we verified on the live listing; the listing prose separately puts the building at about $10,000 a month. Neither says how many of the four units the figure covers

No unit identified as vacant

unverified

nothing on the live listing, in its prose, or in its price history names an empty unit, and the stated rent carries no unit count behind it

Show the other 7 checks

Fact

Status

Source

FY 2025-26 tax bill $3,480.40, both installments paid

verified

SF Treasurer secured portal, bill #20250326754; ad valorem $2,087.68 plus $1,392.72 of direct charges sum to the total with no remainder

Assessed $175,533 (land $57,730, improvements $117,803)

verified

same bill; its ad valorem lines are computed on a taxable $176,525, which is $992 above land plus improvements

One tenancy filed at this building in the registry's 2023 cycle: one bedroom, began 2008, rent band $1,501-$1,750

records

tenancy biography from the SF Rent Board registry for this building; the registry files the tenancy and never the person, and the other three units have no filed tenancy in what we hold

Four DBI complaints on the parcel since 2002, none active

verified

DataSF DBI complaints census, block 1933 lot 045: a 2002 routine inspection, a heat complaint filed 2025-12-31 and abated 2026-07-20, a leaks and water-intrusion complaint filed 2026-01-05 and abated 2026-04-13, and a routine inspection filed 2026-01-05 and abated 2026-07-20

Three building permits on the parcel, the most recent an $8,000 backyard siding repair completed 2026-02-17

verified

DataSF DBI building permits (i98e-djp9), block 1933 lot 045: hemlock siding removed in 1985, a basement bolt and shear wall completed July 1990 at $1,000 declared, and the February 2026 siding repair

Parcel is not on the city's mandatory soft-story retrofit list

verified

the soft-story dataset was queried for block 1933 lot 045 and returned no row; the mandatory program covers larger buildings than this one, so the absence is not a statement about the frame

21 listing photos analyzed, 5 flags, every cited frame checked by eye

verified

photo-capex stage v4 (2026-08-30); the citation check moved four frame references and confirmed the count of four water heaters

11 facts checked against a named source. 2 we could not settle. 9 open questions, written out in the underwrite.

Assessor

## What the roll says

Assessed value

$175,533

Rate used

1.3%

Tax bill at this ask

$14,074/yr

With parcel charges

$15,467/yr

A bill on the roll belongs to the seller. A sale resets the assessment, so the figure above is what a buyer at this ask would owe.

Community facilities district: none: the actual bill carries no Mello-Roos, CFD or community-benefit-district line; its only non-ad-valorem items are the six direct charges below

Standing

## Where this sat

On the San Francisco board on August 18, 2026, August 25, 2026. It ranked #4 that week.

Next

## This is one row of the San Francisco board.

The run of August 25, 2026 put every two-to-four-unit listing in San Francisco through the same comparison. The rest of the board, losers and rejections included, is one page.

[See the San Francisco board](/board/sf-proper/)

In our guide to house hacking San Francisco: [Inner/Outer Sunset / Golden Gate Heights (94122)](/house-hacking/sf-sunset-94122/) · [San Francisco guide](/house-hacking/san-francisco/)
