# 950 Loomis Ct · The Rent Hacker > Underwriting record for 950 Loomis Ct (East Bay): the published verdict at The Rent Hacker's defaults, plus a calculator that reruns it at your numbers. Canonical: https://therenthacker.com/property/rh-dl6hk2/950-loomis-ct/ Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml --- Evaluated # 950 Loomis Ct Ahead of renting and index funds on our cautious numbers. Whether it has enough room to pass our bar wasn't measured here. 94606 · East Bay Underwritten as of 2026-08-26 · record v2 **Published at our defaults:** House-Hack wins by $66,119 · S&P breakeven 10.7% · crash floor 1.3% full underwriting, cautious case C C — wins the conservative case, but the S&P 500 only needs 10–13% a year to tie. [Run your own numbers on any building →](/calculator/) This record was published before we began recording the mortgage rate behind each verdict, so it cannot be re-run at your numbers. ## The three cases Conservative Base Optimistic Verdict House-Hack House-Hack House-Hack Margin vs the S&P path +$66,119 +$241,407 +$448,538 Rent while you live in one unit $1,750/mo $1,950/mo $2,200/mo Rent after you move out $3,500/mo $3,900/mo $4,400/mo Modeled appreciation 2.5%/yr 4.0%/yr 5.5%/yr Repairs allowance $15,000 $8,000 $0 S&P breakeven 10.7% 12.5% 14.3% Crash floor 1.3% \-0.6% \-3.3% Wealth at year 10 $1,312,971 $1,488,259 $1,695,390 If you sold at year 10 $1,284,169 $1,454,954 $1,656,957 Conservative leads; base and optimistic are the accompanying range, never the headline. Margin is vs. investing the same money in the S&P 500; the S&P breakeven is the yearly stock return that would tie it, and the crash floor is the yearly appreciation below which the deal loses. Wealth at year 10 counts home equity at full value; the sold line subtracts selling costs. ## Property facts Asking price $450,000 Units 2 Beds / baths 3 / 2 Square feet 1,694 Year built 1912 Property type Multi-Family Days on market 78 Neighborhood Eastlake Strategy lane duplex Nearest catalyst Brooklyn Basin master plan (0.43 mi) Modeled appreciation 4.0%/yr Unit count: unverified A single source states 2 units; no independent record corroborates it. Treat the count as a claim, not a verified fact; every number on this page rides on it. duplex — Eastlake · 0.43 mi from Brooklyn Basin master plan. Nearby projects on our catalyst watch: - Foon Lok East / 465-unit Brooklyn Basin affordable total · 0.4 mi · open today - Brooklyn Basin master plan (64-acre waterfront, ~3,100 units + 200k sqft commercial + ~32 acres parks) · 0.4 mi · under construction - Brooklyn Basin senior-housing parcel · 0.5 mi · under study From the 2026-08-26 screen: 75 scanned · 23 beat the S&P at our defaults · 52 rejected; this one ranked #20. ## Where these numbers come from Of the 12 inputs behind this analysis, 5 trace to evidence (our listing feed, area comps, county records); 3 are standing conventions; 3 are derived from other inputs. - **Purchase price**: our listing feed · single source - **Rent while you live in one unit**: area rent comps and research bands · single source - **Rent after you move out**: derived from other inputs here · single source - **The rent you would pay on the never-buy path**: area rent comps and research bands · single source - **Property tax rate**: our listing feed · single source - **Unit count**: county assessor records · single source A standing convention is a deliberate modeling choice we apply to every deal. We flag it rather than dress it up as evidence. ## Want this for an address you pick? Every week we underwrite this metro’s 2-4 unit listings against the S&P and publish the [whole board](/board/), with the reason on every one we rejected. [Or look up a specific San Francisco address](/lookup/) ## Want this analysis for another address? Any San Francisco address, underwritten the same way — cautious rents, the registry, the S&P line. [Underwrite an address →](/lookup/) A full report like this one, for an address you pick: Underwrite an address — $79, delivered within one business day. Record v2 · engine aafb236 · profile fha-house-hack Next ## This is one row of the East Bay board. The run of August 26, 2026 put every two-to-four-unit listing in East Bay through the same comparison. The rest of the board, losers and rejections included, is one page. [See the East Bay board](/board/sf-east-bay/) [Underwrite one address for $79](/lookup/#underwrite) [Take the pass, $49/mo](/checkout/?tier=pass&r=eb) In our guide to house hacking Oakland: [San Antonio / East Lake Merritt / Brooklyn Basin (94606)](/house-hacking/oakland-brooklyn-basin-94606/) · [East Bay guide](/house-hacking/east-bay/)