# 14 Sentinel Ct · The Rent Hacker

> Underwriting record for 14 Sentinel Ct (North Bay): the published verdict at The Rent Hacker's defaults, plus a calculator that reruns it at your numbers.

Canonical: https://therenthacker.com/property/rh-e8g5a8/14-sentinel-ct/
Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml

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Evaluated

# 14 Sentinel Ct

At our cautious numbers, renting and putting the same money in index funds comes out ahead. It did not pass our bar.

94901 · North Bay

Underwritten as of 2026-09-28 · record v13

**Published at our defaults:** loses to the S&P, behind by $1,005,700 · S&P breakeven 0% first-pass screen

[Run your own numbers on any building →](/calculator/)

[Open these numbers in the calculator →](/calculator/#i=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) Every slider starts at this page's inputs; change any of them and the verdict re-runs at yours.

## Property facts

Asking price

$1,845,000

Units

4

Beds / baths

6 / 5

Square feet

4,250

Year built

1880

Property type

Multi-Family

Unit count: unverified

A single source states 4 units; no independent record corroborates it. Treat the count as a claim, not a verified fact; every number on this page rides on it.

## Where these numbers come from

Of the 10 inputs behind this analysis, 4 trace to evidence (our listing feed, area comps, county records); 2 are standing conventions; 1 is derived from other inputs.

-   **Purchase price**: our listing feed · sources disagree
-   **Rent while you live in one unit**: area rent comps and research bands · single source
-   **Rent after you move out**: an unclassified source · no independent witness
-   **The rent you would pay on the never-buy path**: an unclassified source · no independent witness
-   **Property tax rate**: local rent regulation · single source
-   **Unit count**: our listing feed · single source

A standing convention is a deliberate modeling choice we apply to every deal. We flag it rather than dress it up as evidence.

## What we could not verify

-   How far these numbers could move: we run that spread only for the eight strongest properties in each ZIP, and this one was not among them. The cautious numbers above are the only ones we have for it.

 Members on a paid plan can request verification.

## Want this for an address you pick?

Every week we underwrite this metro’s 2-4 unit listings against the S&P and publish the [whole board](/board/), with the reason on every one we rejected.

[Or look up a specific San Francisco address](/lookup/)

## Want this analysis for another address?

Any San Francisco address, underwritten the same way — cautious rents, the registry, the S&P line.

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Record v13 · engine aafb236 · profile fha-house-hack

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## This is one row of the North Bay board.

The run of September 28, 2026 put every two-to-four-unit listing in North Bay through the same comparison. The rest of the board, losers and rejections included, is one page.

[See the North Bay board](/board/sf-north-bay/) [Underwrite one address for $79](/lookup/#underwrite) [Take the pass, $49/mo](/checkout/?tier=pass&r=nb)
