# 2721 Victoria Dr · The Rent Hacker > Underwriting record for 2721 Victoria Dr (North Bay): the published verdict at The Rent Hacker's defaults, plus a calculator that reruns it at your numbers. Canonical: https://therenthacker.com/property/rh-jj03qj/2721-victoria-dr/ Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml --- Rejected # 2721 Victoria Dr This one never reached the math. What stopped it is below. 95407 · North Bay The 95407 rent research states an absence for the 2 bedroom dwelling class and instructs that it must not be underwritten, so this row has no admissible rent basis. run-sensitivity refused the derivation on the rent stack gate.This listing and the 2721-2723 Victoria Dr listing are one parcel, assessor number 043084006000, dual listed on two boards under two MLS pairs. Only one row may stand for one building. Underwritten as of 2026-09-28 · record v1 We have no verdict for this one at our defaults. [Run your own numbers on any building →](/calculator/) Your numbers are not available on this record yet. ## Why we rejected it - The 95407 rent research states an absence for the 2 bedroom dwelling class and instructs that it must not be underwritten, so this row has no admissible rent basis. run-sensitivity refused the derivation on the rent stack gate. - This listing and the 2721-2723 Victoria Dr listing are one parcel, assessor number 043084006000, dual listed on two boards under two MLS pairs. Only one row may stand for one building. Rejected when we checked the listing itself. [Open these numbers in the calculator →](/calculator/#i=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) Every slider starts at this page's inputs; change any of them and the verdict re-runs at yours. ## Property facts Asking price $595,000 Units 2 Beds / baths 4 / 2 Square feet 1,500 Year built 1960 Property type Multi-Family Unit count verified: 2 units, corroborated by the listing itself. ## If the market turns Modeled appreciation is an assumption, so we replayed this deal against history: every 10-year window in the federal house-price index for Sonoma County (41 windows), each one swapping its actual price path in for our modeled appreciation. History replay Years Ends vs the never-buy path Worst window 2005→2015 −$51,078 Median window 1984→1994 +$403,631 Best window 1996→2006 +$1,120,837 3 of the 41 windows ended behind the never-buy path. Replay the 2008 crash as it hit this area and the deal ends year 10 $358,492 behind the never-buy path; the deepest point comes in year 7, $428,061 behind. These windows track Sonoma County as a whole. Within the county, individual ZIPs' realized 10-year outcomes typically differed from the county's by about ±0.3 points/yr — one zip-decade in ten differed by ±0.8 points/yr or more, and the largest gap since 1975 was 2.1 points/yr. A specific building varies more than its ZIP, not less. ## Where these numbers come from Of the 10 inputs behind this analysis, 6 trace to evidence (our listing feed, area comps, county records); 2 are standing conventions; 1 is derived from other inputs. - **Purchase price**: our listing feed · corroborated - **Rent while you live in one unit**: area rent comps and research bands · single source - **Rent after you move out**: area rent comps and research bands · single source - **The rent you would pay on the never-buy path**: area rent comps and research bands · single source - **Property tax rate**: our listing feed · single source - **Unit count**: our listing feed · corroborated A standing convention is a deliberate modeling choice we apply to every deal. We flag it rather than dress it up as evidence. ## What we could not verify - The verdict: we never had enough on this property to run the numbers, so there is nothing here to set against the S&P, and nothing to re-run with your own figures. Members on a paid plan can request verification. ## Want this for an address you pick? Every week we underwrite this metro’s 2-4 unit listings against the S&P and publish the [whole board](/board/), with the reason on every one we rejected. [Or look up a specific San Francisco address](/lookup/) ## Want this analysis for another address? Any San Francisco address, underwritten the same way — cautious rents, the registry, the S&P line. [Underwrite an address →](/lookup/) A full report like this one, for an address you pick: Underwrite an address — $79, delivered within one business day. Record v1 Next ## This is one row of the North Bay board. The run of September 28, 2026 put every two-to-four-unit listing in North Bay through the same comparison. The rest of the board, losers and rejections included, is one page. [See the North Bay board](/board/sf-north-bay/) [Underwrite one address for $79](/lookup/#underwrite) [Take the pass, $49/mo](/checkout/?tier=pass&r=nb)