# 578 San Jose Ave, San Francisco, CA 94110 · The Rent Hacker > 578 San Jose Ave, San Francisco, CA 94110: the facts we verified and their sources, the assessor's roll and the tax bill a buyer would owe at this ask, all public. The paid underwrite adds the answer at cautious, expected and best-case rents and what would change it. Canonical: https://therenthacker.com/property/rh-ug2lq3/578-san-jose-ave/ Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml --- Property overview # 578 San Jose Ave, San Francisco, CA 94110 At our cautious numbers, renting and putting the same money in index funds comes out ahead. It did not pass our bar. Bernal Heights / Noe Valley border, on San Jose Ave · 24th St Mission BART 0.42 mi Analysis of 2026-09-01 · page updated 2026-10-09 Ask **$1,150,000** Beds / baths **7 / 3** Listed sqft **2,566** Legal units (roll) **3** Days on market **39** as of 2026-10-09 HOA **$0** APN **6595004** The underwrite ## What the $79 underwrite contains ## Your underwrite contains the full underwriting The facts below are public, and so is every source behind them. What a buyer pays for is the answer and the working behind it. Everything below is public. Your underwrite holds the answer and the working behind it: open it above. - Our answer at cautious, expected and best-case rents, side by side. - Every rent we used, and the registry cells it came from. - Tax reset arithmetic at this ask, with each parcel charge named. - How far rents can fall before the answer turns over. - What would change the answer. - What to demand in writing before you sign. [Underwrite this building — $79](/lookup/?address=578%20San%20Jose%20Ave#underwrite) [Take the pass — $49/mo](/checkout/?tier=pass&r=sf) Delivered within one business day. Every Bay Area 2–4 unit that beats renting and index funds, the week it lists. Every Bay Area 2–4 unit that beats renting and index funds, the week it lists. Verification ## What we verified Fact Status Source 3 legal units corroborated the listing's subtype and its own prose (one vacant 2-bedroom flat, two tenanted flats), four decades of building permits each carrying three units, and the entry's two mailboxes labeled B and C beside a separate ground-level unit 7 bedrooms, 3 full baths, 2,566 sqft, built 1905 corroborated our listing feed and the live listing agree on all four; the vacant flat is stated as 2bd/1ba and the remaining five bedrooms split across the two tenanted flats in a way nothing states Ask $1,150,000 verified our listing feed and the live listing agree; the listing's own history shows five cuts from $1,374,999 in February 2025 to this figure, the last one 8% on August 31, with the days-on-market counter restarted the same day Actual rent $4,130/mo across the two tenanted flats verified stated by the listing as its total actual rent; the third flat is stated vacant and the buyer would occupy it, so the denominator is clean. The per-unit split is not stated FY 2025-26 tax bill $19,828.12 on a $1,560,600 assessment, both installments paid verified SF Treasurer secured portal, bill #20250429033; ad valorem plus direct charges sum to the total to the penny; account history shows the current owner since July 17, 2022 The assessment sits $410,600 ABOVE the ask verified the treasurer's $1,560,600 against the $1,150,000 ask: the seller is asking less than the basis their own 2022 purchase set, and a buyer's bill resets DOWN to the purchase price at closing Show the other 5 checks Fact Status Source 14 DBI complaints since 1996, ONE STILL ACTIVE verified DataSF DBI complaints census, block 6595 lot 004; the active row is June 2014, front stairs dry rot, 'unsafe to use', never closed, though a permit four months later replaced the front staircase in kind citing weakening and fire damage Nine permits ever, none over $5,000 verified DataSF building-permit census, block 6595 lot 004: the largest is the $5,000 front-staircase replacement (2014); a 2001 reroof permit expired without completion and the last completed reroof is an $800 job from 2004 'Recently upgraded electrical panels' has no permit behind it diverges prose on the listing claims upgraded panels; the parcel's permit census carries no electrical permit at all, and no frame in the 53-photo gallery shows a panel Trust sale stated special-conditions field on the listing reads Trust 53 listing photos analyzed, 4 flags, all re-anchored by eye verified photo analysis pass with citation check on 2026-09-01; two flags carried drifted frame citations (bathrooms cited as roof aerials) and were re-anchored against the actual frames 9 facts checked against a named source. 2 we could not settle. 9 open questions, written out in the underwrite. Assessor ## What the roll says Assessed value $1,560,600 Rate used 1.302% Tax bill at this ask $13,601/yr With parcel charges $14,972/yr A bill on the roll belongs to the seller. A sale resets the assessment, so the figure above is what a buyer at this ask would owe. Community facilities district: none: the bill carries no Mello-Roos or community-facilities line, and its only non-ad-valorem items are the six direct charges below Standing ## Where this sat Underwritten in the San Francisco run of September 15, 2026. Next ## This is one row of the San Francisco board. The run of September 15, 2026 put every two-to-four-unit listing in San Francisco through the same comparison. The rest of the board, losers and rejections included, is one page. [See the San Francisco board](/board/sf-proper/) In our guide to house hacking San Francisco: [Mission / Bernal Heights (94110)](/house-hacking/sf-mission-bernal-94110/) · [San Francisco guide](/house-hacking/san-francisco/)