# 3159-3163 23rd St, San Francisco, CA 94110 · The Rent Hacker

> 3159-3163 23rd St, San Francisco, CA 94110: the facts we verified and their sources, the assessor's roll and the tax bill a buyer would owe at this ask, all public. The paid underwrite adds the answer at cautious, expected and best-case rents and what would change it.

Canonical: https://therenthacker.com/property/rh-vbf7de/3159-3163-23rd-st/
Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml

---

Property overview

# 3159-3163 23rd St, San Francisco, CA 94110

Beats renting and index funds on our cautious numbers, but by too little to survive an ordinary rent shortfall. It passed the math, not our bar.

Inner Mission flats · 24th St Mission BART 0.19 mi

Analysis of 2026-09-01 · page updated 2026-10-09

Ask **$1,595,000** Beds / baths **9 / 4** Listed sqft **3,673** Legal units (roll) **4** Days on market **108** as of 2026-10-09 HOA **$0** APN **3641039**

The underwrite

## What the $79 underwrite contains

## Your underwrite contains the full underwriting

The facts below are public, and so is every source behind them. What a buyer pays for is the answer and the working behind it.

Everything below is public. Your underwrite holds the answer and the working behind it: open it above.

-   Our answer at cautious, expected and best-case rents, side by side.
-   Every rent we used, and the registry cells it came from.
-   Tax reset arithmetic at this ask, with each parcel charge named.
-   How far rents can fall before the answer turns over.
-   What would change the answer.
-   What to demand in writing before you sign.

[Underwrite this building — $79](/lookup/?address=3159-3163%2023rd%20St#underwrite) [Take the pass — $49/mo](/checkout/?tier=pass&r=sf)

Delivered within one business day. Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.

Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.

## Members: open the full underwrite

This building stood on a board, so the pass opens its underwrite. Sign in and this page hands you the whole thing.

Verification

## What we verified

Fact

Status

Source

4 legal units

corroborated

DataSF secured roll (APN 3641039) + the listing's subtype 'Quadruplex' + listing prose describing four flats

3,673 sqft

corroborated

our listing feed and the live listing agree to the digit

Built 1900

corroborated

feed, listing, and the historic-district dataset all say 1900

Ask $1,595,000: the August cut to $1,549,000 did not hold

verified

our 2026-09-01 listing-feed pull and the live listing both carry $1,595,000; the 08-25 feed carried $1,549,000, so the price moved back up $46,000 between the two runs

Stated current rents $8,321/mo across three tenancies

stated

the gross rent we verified on the live listing: the listing agent's number with no estoppel behind it, and now the anchor of the cautious case

FY 2025-26 tax bill $16,941.96, paid in full

verified

SF Treasurer secured portal, bill #20250370629; ad valorem + direct charges sum to the total to the penny

Show the other 4 checks

Fact

Status

Source

Seller has owned since February 2008

verified

treasurer account history (Current Owner, February 26, 2008 to present)

Bedrooms: 9 on the feed, 8 by the listing's own description

diverges

the prose describes four two-bedroom flats; the structured field is the lowest trust signal, so count 8 configured bedrooms until an inspection says otherwise

44 listing photos analyzed, 3 flags, all citation-verified by eye

verified

photo-capex stage v4 (2026-08-30), citation check corrected two drifted frame references

29 DBI complaints on the parcel since 1994, 2 active

verified

DataSF DBI complaints census, block 3641 lot 039

8 facts checked against a named source. 2 we could not settle. 7 open questions, written out in the underwrite.

Assessor

## What the roll says

Assessed value

$1,314,745

Tax rate area

001-000-000

Rate used

1.27%

Tax bill at this ask

$18,864/yr

With parcel charges

$20,257/yr

A bill on the roll belongs to the seller. A sale resets the assessment, so the figure above is what a buyer at this ask would owe.

Community facilities district: none: the actual bill carries no Mello-Roos or CFD line; its only non-ad-valorem items are the six direct charges below

Standing

## Where this sat

On the San Francisco board on August 18, 2026, August 25, 2026, September 1, 2026. It ranked #4 that week.

Next

## This is one row of the San Francisco board.

The run of September 1, 2026 put every two-to-four-unit listing in San Francisco through the same comparison. The rest of the board, losers and rejections included, is one page.

[See the San Francisco board](/board/sf-proper/)

In our guide to house hacking San Francisco: [Mission / Bernal Heights (94110)](/house-hacking/sf-mission-bernal-94110/) · [San Francisco guide](/house-hacking/san-francisco/)
