# 1056-1058 Treat Ave, San Francisco, CA 94110 · The Rent Hacker

> 1056-1058 Treat Ave, San Francisco, CA 94110: the facts we verified and their sources, the assessor's roll and the tax bill a buyer would owe at this ask, all public. The paid underwrite adds the answer at cautious, expected and best-case rents and what would change it.

Canonical: https://therenthacker.com/property/rh-vmv2fk/1056-1058-treat-ave/
Source: The Rent Hacker (https://therenthacker.com/). License: RSL, attribution required — https://therenthacker.com/license.xml

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Property overview

# 1056-1058 Treat Ave, San Francisco, CA 94110

At our cautious numbers, renting and putting the same money in index funds comes out ahead. It did not pass our bar.

Inner Mission, San Francisco · 24th St Mission BART 0.29 mi

Analysis of 2026-09-09 · page updated 2026-10-09

Ask **$1,125,000** Beds / baths **8 / 2** Listed sqft **2,296** Units **2** Days on market **51** as of 2026-10-09 HOA **$0** APN **3640044**

The underwrite

## What the $79 underwrite contains

## Your underwrite contains the full underwriting

The facts below are public, and so is every source behind them. What a buyer pays for is the answer and the working behind it.

Everything below is public. Your underwrite holds the answer and the working behind it: open it above.

-   Our answer at cautious, expected and best-case rents, side by side.
-   Every rent we used, and the registry cells it came from.
-   Tax reset arithmetic at this ask, with each parcel charge named.
-   How far rents can fall before the answer turns over.
-   What would change the answer.
-   What to demand in writing before you sign.

[Underwrite this building — $79](/lookup/?address=1056-1058%20Treat%20Ave#underwrite) [Take the pass — $49/mo](/checkout/?tier=pass&r=sf)

Delivered within one business day. Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.

Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.

Verification

## What we verified

Fact

Status

Source

Ask $1,125,000, listed 19 August 2026

corroborated

Both our own feed and the verified listing record show $1,125,000, and the price history carries one listing at that figure with no reduction since. Twenty-one days on market as of today.

Two homes: a two-bedroom lower flat and a three-bedroom upper flat

corroborated

Described as "a desirable unit mix consisting of a two-bedroom lower flat and three bedroom upper flat", and opening by calling the building "a charming two-unit Victorian offering two spacious full-floor flats". A Duplex subtype on the verified listing record and a two-bathroom count both agree. Our own unit check reads the same two.

The bedroom total shown on the public listing is eight; the description adds to five

diverges

Eight bedrooms is what our feed and the verified listing record both show, while the description names a two-bedroom flat over a three-bedroom flat. Eight bedrooms and two bathrooms inside 2,296 square feet isn't a shape a two-flat takes, and the mix written into the text is the specific statement. We priced the two flats from the described mix, and the eight carries forward only as the figure a reader will see on the public listing.

Both flats are tenanted, and the two together bring $4,340 a month

verified

Tenancy comes straight from the description: "Both units are tenant occupied". Its own financial detail gives total actual rent of $4,340 a month. That figure measures this building; it is no estimate borrowed from others, and the whole page turns on it. Nobody published the split between the two flats.

2,296 square feet, built 1900, one-car garage, large rear yard, detached rear structure

corroborated

Area and year agree across our feed and the verified listing record. Garage, yard and rear structure all come from the description.

The 2025-26 tax bill is $1,777.56

verified

Secured bill 20250370543 for this parcel, FY 2025-26: $689.84 of ad valorem plus $1,087.72 of fixed charges. The lines sum to the penny.

Assessed at $58,332 on a 1988 basis

verified

Same bill: land $27,664, improvements $30,668. An assessment that small against a million-dollar ask is what nearly four decades of Proposition 13 does to a basis nobody has reset.

6 facts checked against a named source. 1 we could not settle. 6 open questions, written out in the underwrite.

Assessor

## What the roll says

Assessed value

$58,332

Rate used

1.279%

Tax bill at this ask

$14,393/yr

A bill on the roll belongs to the seller. A sale resets the assessment, so the figure above is what a buyer at this ask would owe.

Standing

## Where this sat

Underwritten in the San Francisco run of September 8, 2026.

Next

## This is one row of the San Francisco board.

The run of September 8, 2026 put every two-to-four-unit listing in San Francisco through the same comparison. The rest of the board, losers and rejections included, is one page.

[See the San Francisco board](/board/sf-proper/)

In our guide to house hacking San Francisco: [Mission / Bernal Heights (94110)](/house-hacking/sf-mission-bernal-94110/) · [San Francisco guide](/house-hacking/san-francisco/)
