Property overview
375 Day St, San Francisco, CA 94131
At our cautious numbers, renting and putting the same money in index funds comes out ahead. It did not pass our bar.
Noe Valley fringe · Glen Park BART station 0.65 mi
Analysis of 2026-08-25 · page updated 2026-10-09
Ask $1,295,000 Beds / baths 4 / 2 Listed sqft 3,100 Assessor roll sqft 3,100 Legal units (roll) 2 Days on market 754 as of 2026-10-09 HOA $0 APN 6639034
The underwrite
What the $79 underwrite contains
Your underwrite contains the full underwriting
The facts below are public, and so is every source behind them. What a buyer pays for is the answer and the working behind it.
Everything below is public. Your underwrite holds the answer and the working behind it: open it above.
- Our answer at cautious, expected and best-case rents, side by side.
- Every rent we used, and the registry cells it came from.
- Tax reset arithmetic at this ask, with each parcel charge named.
- How far rents can fall before the answer turns over.
- What would change the answer.
- What to demand in writing before you sign.
Delivered within one business day. Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.
Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.
Verification
What we verified
| Fact | Status | Source |
|---|---|---|
| 2 legal units | corroborated | the 2025 secured roll carries 2.0 units on APN 6639034 under property class F, Flats and Duplex; the live listing as we verified it on 2026-08-23 carries a units chip of 2 and a Duplex subtype; two full baths bound the count; and RH-2 zoning permits exactly two. units-concordance reads the record corroborated with no conflicts |
| 3,100 sqft, 4 beds, 2 baths, built 1908 | corroborated | the 2026-08-25 feed row and the live listing (verified 2026-08-23) agree on all four, and the 2025 secured roll independently carries 3,100 square feet of property area and the 1908 build year. The city's historic-status record for this APN carries 1908 as well |
| Ask $1,295,000, listed 2024-09-16, no price change since | verified | 2026-08-25 feed; the live listing's price agrees to the dollar and the listing's price history holds a single event, one listing and no cut, with no prior sale recorded |
| Assessed $335,501 for the 2025 roll year: land $106,699, improvements $228,802 | records | DataSF secured roll, block 6639 lot 034, closed roll year 2025; the listing's own tax-assessment field carries the same $335,501 |
| No reassessment step in nineteen consecutive roll years, 2007 through 2025 | records | DataSF secured rolls 2007-2025 read year by year for this APN: the total climbs from $250,430 to $335,501 on the Prop 13 inflation factor alone, dipping once in 2010 with that year's negative factor. The land share holds at 31.8% throughout. No change of ownership and no reassessable construction inside that window |
| Seller's 2025 property tax $4,916 on the $335,501 roll, an effective 1.465% | records | tax history on the listing, three years on file: $4,624 on $322,474 in 2023, $4,749 on $328,923 in 2024, $4,916 on $335,501 in 2025. The modeled 1.183% ad valorem on that roll would be $3,969, leaving about $947 a year of direct charges the modeled line does not carry |
Show the other 12 checks
| Fact | Status | Source |
|---|---|---|
| No measured FY 2025-26 secured tax bill | unverified | no SF Treasurer pull for account 6639-034 this pass. our archive of FY 2025-26 secured bills holds four and this parcel is not among them, so the tax line stays the modeled 1.183% consolidated rate and the CFD question is unread in either direction |
| The property is tenant occupied | stated | the listing prose, which says the property is currently tenant occupied without naming a unit, a tenancy count or a rent. The page's total-actual-rent field is empty, which is an absence and never a claim of zero |
| Two tenancies filed at this building in the Rent Board registry's 2026 cycle: a three-bedroom begun 2019 in the $7,000-and-up band, a one-bedroom begun 2022 in the $2,501-$2,750 band, both occupied by non-owners | records | registry tenancy biography, narrowed on block 6639 from seven clusters by unit count of 2 and a bedroom sum of 4 to a single building record. That record carries an 1890 build year against this parcel's 1908, so read the match as probable and short of settled; the registry files the tenancy and never the person |
| One building permit on the parcel in the city's census, ever: a 2003 over-the-counter sidewalk repair at $0 declared cost | verified | DBI building-permit census (DataSF i98e-djp9, pulled 2026-08-24), re-counted here across all 1,294,263 rows for block 6639 lot 034. Permit M24554, filed and issued the same morning of 2003-08-12, description sidewalk repair |
| Two DBI complaints on the parcel, both closed, both about a dwelling in the garage | verified | city-records overlay, block 6639 lot 034: complaint 200911141 filed 2009-06-22 alleging a possible illegal garage unit with garage and yard full of junk posing a fire hazard, abated 2009-07-07; complaint 201475871 filed 2014-05-30 alleging an unapproved unit at garage level with a gas cooktop and no ventilation, closed 2014-08-04. Both read Not Active |
| Zoning RH-2 (two-family), 40-foot height limit, inside the Central Neighborhoods Large Residence special use district | verified | DataSF zoning, height-bulk and special-use joins on the parcel centroid: RH-2 under Planning Code 209.1, height district 40//40-R-4. Zoning on the listing's own facts panel reads RH2. The Large Residence district's provisions were not read for this record |
| Not on the mandatory soft-story list; no notices of special restriction; no planning applications; no liquefaction, landslide, hazardous-soils or air-pollutant row; no Rent Board appeal or petition within thirty meters | verified | city-records overlay: each of those layers records looked=true for this parcel and returned zero rows, the hazard joins on the parcel centroid and the Rent Board joins by proximity |
| Historic status CEQA category B: no evaluation, and 45 years or older | records | city historic-resource record for APN 6639034, data as of 2026-05-12. The code records that nobody has looked, and it is no kind of clearance |
| No buyout disclosure has ever been filed for this address; nineteen sit within two hundred meters of it | verified | Buyout dataset held by the SF Rent Board (wmam-7g8d, 8,498 geocoded rows), joined here by parcel centroid. Nothing at 375 Day Street. Within two hundred meters, nineteen filings since 2015, ten of them carrying a completed agreement at $0, $14,828, $20,000 three times, $50,000, $55,000, $60,000, $107,920 and $142,517. The nearest is 381 Day Street, sixteen meters away, $50,000 for two tenants in 2019 |
| 15 listing photos analyzed; every frame is an exterior, a map or a street scene | verified | photo-capex stage v4 (2026-08-31), citation-checked by eye against the stored frames on 2026-08-30: frames 1, 3, 8 and 14 are the facade, a second facade angle, an aerial map graphic and a streetcar street view. The flag moved from five cited frames to frame 1 |
| Land share of the roll is 31.8%, against the 40% regional default the model carried | diverges | 2025 secured roll ($106,699 land on $335,501) against the modeled 40% land share, which an earlier modeling pass carried because the assessor was recorded as not accessible that run. The split feeds depreciation only, and depreciation is inert under the pre-tax convention, so no modeled number moves |
| The ask is $418 a square foot, under the 25th percentile of comparable local sales | records | $1,295,000 over 3,100 square feet. The 36-month sold sweep for 2-4 unit buildings in this ZIP holds 57 sales in the 2,015-4,185 square foot band at $466, $612 and $869 a foot across the quartiles |
15 facts checked against a named source. 3 we could not settle. 11 open questions, written out in the underwrite.
Assessor
What the roll says
- Assessed value
- $335,501
- Rate used
- 1.183%
- Tax bill at this ask
- $15,321/yr
A bill on the roll belongs to the seller. A sale resets the assessment, so the figure above is what a buyer at this ask would owe.
Community facilities district: unchecked: with no secured bill in hand, neither a Mello-Roos or CFD line nor the parcel's ordinary direct charges have been read either way. The roughly $947 a year implied by the listing's own totals is unnamed and unallocated.
Standing
Where this sat
Underwritten in the San Francisco run of October 6, 2026.