Evaluated
20843 Chester St
At our cautious numbers, renting and putting the same money in index funds comes out ahead. It did not pass our bar.
94546 · East Bay
Underwritten as of 2026-10-07 · record v11
Published at our defaults: loses to the S&P, behind by $1,320,282 · S&P breakeven 0% first-pass screen
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Property facts
| Asking price | $1,409,800 |
|---|---|
| Units | 2 |
| Beds / baths | 3 / 2 |
| Square feet | 1,590 |
| Year built | 1949 |
| Property type | Multi-Family |
Where these numbers come from
Of the 11 inputs behind this analysis, 4 trace to evidence (our listing feed, area comps, county records); 3 are standing conventions; 1 is derived from other inputs; 1 rests on the fewest units the evidence allows.
- Purchase price: our listing feed · single source
- Rent while you live in one unit: area rent comps and research bands · single source
- Rent after you move out: an unclassified source · no independent witness
- The rent you would pay on the never-buy path: area rent comps and research bands · single source
- Property tax rate: local rent regulation · single source
- Unit count: the fewest units the evidence allows · no independent witness
A standing convention is a deliberate modeling choice we apply to every deal. We flag it rather than dress it up as evidence.
What we could not verify
- How far these numbers could move: we run that spread only for the eight strongest properties in each ZIP, and this one was not among them. The cautious numbers above are the only ones we have for it.
Members on a paid plan can request verification.
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Record v11 · engine aafb236 · profile fha-house-hack