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Underwrite an address →Underwrite — $79

Property overview

670 32nd St, Oakland, CA 94609

Beats renting and index funds on our cautious numbers, but by too little to survive an ordinary rent shortfall. It passed the math, not our bar.

Pill Hill medical district · MacArthur BART station 0.53 mi

Analysis of 2026-09-16 · page updated 2026-10-09

Ask $900,000 Beds / baths 6 / 4 Listed sqft 4,197 Units 3 Days on market 197 as of 2026-10-09 HOA $0 APN 9-717-4

The underwrite

What the $79 underwrite contains

The facts below are public, and so is every source behind them. What a buyer pays for is the answer and the working behind it.

  • Our answer at cautious, expected and best-case rents, side by side.
  • Every rent we used, and the registry cells it came from.
  • Tax reset arithmetic at this ask, with each parcel charge named.
  • How far rents can fall before the answer turns over.
  • What would change the answer.
  • What to demand in writing before you sign.

Delivered within one business day. Every Bay Area 2–4 unit that beats renting and index funds, the week it lists.

Members: open the full underwrite

This building stood on a board, so the pass opens its underwrite. Sign in and this page hands you the whole thing.

Verification

What we verified

Fact Status Source
3 dwellings corroborated the seller's own prose names the composition, "duplex aND 5 BEDROOM HOUSE ON ONE LOT", the listing's unit chip and property-type field both read triplex, and the feed's own verified unit count reads 3. An independent source we had not used, the public listing pages for MLS 41128540, places a single-family home at the front and a duplex at the rear addressed 667 and 669 Brockhurst St, and agrees with our record on the MLS number, the 4,197 square feet, the 1909 build year and the ZIP. The count is recorded as an adjudication in our verdict ledger.
4,197 sqft corroborated the verified listing record and our listing feed state the same figure, and the independent listing pages for this MLS number state it a third time
built 1909 corroborated the verified listing record and our listing feed agree, and the independent listing pages agree
6 beds, 4 baths unchecked our listing feed only. The verified listing record reports zero for both, which is how we store a missing value, so it measures nothing and corroborates nothing. The independent listing pages describe the front house as a 5 bedroom 3 bath and the rear duplex units as 2 bedroom 1 bath, which does not reconcile to six and four, and no source states the split per dwelling.
$900,000 ask divergent our listing feed carries $900,000 and the 2026-09-09 verified listing record carried $950,000. The 2026-09-17 verified listing record reads $900,000 and records the cut. We model the lower figure, which is also the one our board carries.
FY 2025-26 secured bill $14,028.48 corroborated read from the Alameda County treasurer portal on 2026-09-17 for APN 9-717-4, bill 02297700, TRA 17-046. Ad valorem lines total $10,752.30 and twenty-six direct charges total $3,276.18, which sum to the county stated total to the cent, and the balance due is zero.
175 days on market corroborated the verified listing record of 2026-09-17 and our listing feed agree

5 facts checked against a named source. 2 we could not settle. 8 open questions, written out in the underwrite.

Assessor

What the roll says

Assessed value
$841,405
Tax rate area
17-046
Rate used
1.278%
Tax bill at this ask
$11,501/yr
With parcel charges
$14,777/yr

A bill on the roll belongs to the seller. A sale resets the assessment, so the figure above is what a buyer at this ask would owe.

Community facilities district: no community facilities district levy appears on this bill

Standing

Where this sat

On the East Bay board on September 16, 2026.