The Rent Hacker
Menu
Underwrite an address →Underwrite — $79

Evaluated

1450 Timberhill Rd

At our cautious numbers, renting and putting the same money in index funds comes out ahead. It did not pass our bar.

95401 · North Bay

Underwritten as of 2026-09-28 · record v12

Published at our defaults: loses to the S&P, behind by $817,793 · S&P breakeven 0% first-pass screen

Run your own numbers on any building →

Open these numbers in the calculator → Every slider starts at this page's inputs; change any of them and the verdict re-runs at yours.

Property facts

Asking price $1,300,000
Units 3
Beds / baths 6 / 4
Square feet 3,304
Year built 1949
Property type Single Family

Where these numbers come from

Of the 10 inputs behind this analysis, 4 trace to evidence (our listing feed, area comps, county records); 2 are standing conventions; 1 is derived from other inputs.

  • Purchase price: our listing feed · corroborated
  • Rent while you live in one unit: area rent comps and research bands · single source
  • Rent after you move out: an unclassified source · no independent witness
  • The rent you would pay on the never-buy path: an unclassified source · no independent witness
  • Property tax rate: our listing feed · single source
  • Unit count: our listing feed · single source

A standing convention is a deliberate modeling choice we apply to every deal. We flag it rather than dress it up as evidence.

What we could not verify

  • How far these numbers could move: we run that spread only for the eight strongest properties in each ZIP, and this one was not among them. The cautious numbers above are the only ones we have for it.

Members on a paid plan can request verification.

Want this for an address you pick?

Every week we underwrite this metro’s 2-4 unit listings against the S&P and publish the whole board, with the reason on every one we rejected.

Or look up a specific San Francisco address

Want this analysis for another address?

Any San Francisco address, underwritten the same way — cautious rents, the registry, the S&P line.

Underwrite an address →

A full report like this one, for an address you pick: Underwrite an address — $79, delivered within one business day.

Record v12 · engine aafb236 · profile fha-house-hack